Yeah that's the real way that gsm companies know what people are using IMEIs. Also I think the only phone ATT was stopping people from using PAYGO is the iphone a while back but you can even use that now. It should be fine I believe but I'm not positive. You couls always call a store and ask.
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How would they know what phone I have my SIM card in? Whether it be a cheap *** Nokia that comes with the Pick a Plan or my BB?
ATT's system can detect when a user's sim card is put into a smartphone/Blackberry that does not have a data plan, and they will begin charging for data.