I was wondering if i should get some sort of insurance or extended warranty with the tour... Plus, is there anything I should be aware of ie. manufacture's warranty is good enough?
I would. I fell in the lake with my Tour last weekend (it was all of 5 days old). Called up Asurion, paid my deductible ($89 but reimbursed by my work) and had my new phone Tuesday.
They total me total replacement was $7.99. The old $4.99 & $5.99 were now $6.99 and $7.99. To me it still doesnt matter. The now $90 deductible is still worth it compared to a $500 bill.
They total me total replacement was $7.99. The old $4.99 & $5.99 were now $6.99 and $7.99. To me it still doesnt matter. The now $90 deductible is still worth it compared to a $500 bill.
you are right about the prices. i have a corporate discount and vip account. so my price per month is cheaper. man monday can't come fast enough.
There are better insurance options out there.
Check your homeowner's insurance policy.
Check your credit card's policies.
If you are a student, check out CSI (College Student Insurance).
And there are many others out there, just because VZW offers it doesn't mean it's through them, it's through a 3rd party in the first place (Asurion) and there are many complaints (as well as compliments) about them. I would highly recommend doing some research before shilling out money.
my formula for deciding on insurance is . . . if the monthly cost of insurance (over 2 years) plus the deductible is greater than the cost of buying the phone brand new, then do NOT buy insurance (because it would be cheaper to buy a new phone than making an insurance claim).
ex. $6 a month X 24 months = $144 + $90 deductible = $234 total out of pocket to replace your phone via insurance (assuming you replace your phone only once during your 2 year agreement)
