Total Equipment Coverage* offers complete protection for your wireless equipment. It combines the benefits of Asurion�s Wireless Phone Protection** (described above) with the discounted Verizon Wireless Extended Warranty program. If your device or covered accessories are inoperable for any reason-lost, stolen, accidentally damaged, or malfunctioning-you are covered. Cost is $5.99 per month per covered device with a $50 non-refundable deductible for each completed insurance claim.
How are you guys saying that there is no $50 dollars being paid even tho it clearly states it. (Malfunctioning is not a user problem)