[clemsondds]

Just wondering what everyone's thoughts are on getting insurance on the storm? It's $5 a month plus the deductible ($50). Just wondering if you guys thought it was worth it purchasing...or if you have other suggestions. Thanks

[blackwidowinsc]

Get the insurance. If you decide later on that you don't want it then cancel it.

[bg0508]

I'd get it....$500 is alot to pay to replace it if u drop it & break something.

[httrdd]

Get it!!!

If you read a lot of the stories in the rants and raves you will know why!

[Techie_Girl]

I got it for my Storm. To replace it w/o insurance will be $500 if something happens to it.

Posted from my CrackBerry at wapforums.crackberry.com

[RHChan84]

Go for it, even if it wasn't the Storm, it's great to have. $5.99 a year is about $72 plus $50 for each claim, so lets say you do two claims, thats $172 for two new phones. Lets say you didn't have the insurance, I believe the cheapest phone without a contract is $279 but correct me if I'm wrong. Two phones would be $558. IMO $172 > $558. And that is if you were going with a different and cheap phone, lets say it is the Storm, thats a total of $1000, $1000 < $172.

But lets say you never lose your phone or never make a claim, $72/year is a good price and also good to know if you ever lost your phone, you don't have to pay full retail.

Now speaking of insurance, what about car insurance. Here I am paying $2k/year and I have no claims on it at all, but knowing that I have insurance makes me comfortable, just not my wallet.

[themediaprophet]

Get it. If you are the primary line on the account or are a single line at $60 or higher, you should be able to upgrade annually. So, get it for a year and then take it off. If something happens after that, you should be able to upgrade at the 2 year discount anyways.

[SWFL]

I agree the insurance is a must.

[jwizzle13]

Have never had it on any of the cell phones I have owned.

[shellguy05]

I have always had insurance on every phone I have owned.

[mrsFAB]

Don't leave home without it!

[FSG1]

DEF a MUST!!!

BTW - when i got this phone at best buy during the release date, the BBuy rep was trying to get me to buy Bbuy insurance instead of VZW's and said that the deductable was $100. l0l...

[Ban Antonio]

Yes. I've already used one claim. Anyone that doesn't have insurance is a ******** dipshyt cheapskate.

[Brunos82]

I couldn't get the insurance for my Storm because I bought it at wirefly.com

Although I only paid $100 for my storm I still would suffer the $500 replacement.

Most of the time insurance isn't worth it but with a phone such as this it is a MUST HAVE.

If I had a RAZR and I lost it I could just simply replace it by going on ebay and finding one for cheaper than the yearly cost of insurance or about the price of the deductible.

Your contract is for two years most likely right? So if you pay for the insurance over two years that's only $120 over that time span. Not bad at all!

I was very upset about the non-insurance so if something happens to my Storm I will just get a new iPhone that should be coming out later this year and switch to AT&T.

[zazzified]

I have the insurance and extended warranty and wouldn't have it any other way.

[zazzified]

I couldn't get the insurance for my Storm because I bought it at wirefly.com

Although I only paid $100 for my storm I still would suffer the $500 replacement.

Most of the time insurance isn't worth it but with a phone such as this it is a MUST HAVE.

If I had a RAZR and I lost it I could just simply replace it by going on ebay and finding one for cheaper than the yearly cost of insurance or about the price of the deductible.

Your contract is for two years most likely right? So if you pay for the insurance over two years that's only $120 over that time span. Not bad at all!

I was very upset about the non-insurance so if something happens to my Storm I will just get a new iPhone that should be coming out later this year and switch to AT&T.

iPhones can't carry insurance anyway can they?

[themediaprophet]

Also, Verizon has 2 insurance prices: 4.99 and 5.99. the 5.99 includes an extended warranty = warranty coverage for however long you have the phone. The reps will sometimes only mention the 5.99 b/c that's all they get paid on. But they only make a dollar on it, so whatever.

[themediaprophet]

iPhones can't carry insurance anyway can they?

Nope. Asurion won't cover it. Check to see if your homeowner's will cover it, some will.

[clemsondds]

Anyone know what the extended war. covers? What's the difference b/w $5 and $6 plan? and is it worth it? thanks

[SWFL]

I�ve only seen insurance for $4.99

[clemsondds]

Anyone know what the difference is between Verizon's 2 insurance prices: 4.99 and 5.99? I know one extends the warranty...but what does that actually mean...vs the 4.99 plan. Thanks.