For those in US or Canada: Buy with a CC!

Thanks a lot for the info, I was not aware of this benefit and for sure it's very useful... I will call them tomorrow and report back my findings... happy Sunday!

Originally Posted by Elango87

Gallopiton, it looks like it's available on all the discover cards... here is an in depth view on the purchase protection from various credit card companies... the best part is discover covers even the black Friday sales...

http://www.frugalhack.me/2014/12/22/...dit-card-perk/

Posted via CB10

Posted via CB10

For all who are interested:

MBNA Smart Cash MasterCard (World) -- price protection covered under Assurant for 60 days up to $500.

Scotiabank VISA Momentum Infinite -- no price protection.

Posted via CB10

Don't forget, too, that if you have a card that earns you cashback or rewards (like points or miles), it can be a good thing.

Posted via CB10

The Purchase Security Insurance and Extended Warrantly insurance appear to be on all RBC Visa cards, even the no-fee ones.
See page 12:
http://www.rbcroyalbank.com/credit-c...ld-booklet.pdf

Nothing about Price Protection, at least not on the card types that I looked at.

Originally Posted by Elite1

The Purchase Security Insurance and Extended Warrantly insurance appear to be on all RBC Visa cards, even the no-fee ones.
See page 12:
http://www.rbcroyalbank.com/credit-c...ld-booklet.pdf

Nothing about Price Protection, at least not on the card types that I looked at.

I think it's actually Visa Canada that's not offering it. All my Mastercards have it.

Is that how a credit card works in your country? Wow, I need to move there

 Passport via CB10 || previous device : Q10, Z3, Z10, Storm 9530, 8520, 8530, 9000, 8320

Originally Posted by liveonparadise

Is that how a credit card works in your country? Wow, I need to move there

 Passport via CB10 || previous device : Q10, Z3, Z10, Storm 9530, 8520, 8530, 9000, 8320

I remember back in Hong Kong some premium cards also offer that as a benefit. And definitely not all cards here.

Originally Posted by Mikey88Chaos

I have a Capital One Costco Mastercard and it says it only offers 2 months of price protection of up to $100.

Posted using my sick Z30

Same benefit on my Aspire World Cash. Up to 100 per incident within 60 days, up to 500 a year.

For everyone with a discover card in US let me tell you that the cards indeed offer this benefit (price protection)... I am supposed to receive a call from a supervisor later because I am still wondering how this is not listed for your knowledge as a customer... if it's not for this thread I'd never known about this...

Posted via CB10

Erm...just want to make sure people read the fine print of their credit card agreements and insurance documents to make sure they are actually covered under price protection before they go and charge it. I was gung-ho until I started looking at the Capital One stuff in Canada (Costco MasterCard):

http://www.capitalone.ca/media/doc/c...cards%2Fcostco

Limitations and Exclusions
Price Protection Service is not
available in respect of the following:
...
(iii) computers (including hardware,
software, printers and scanners),
cellular phones, personal digital
assistants (PDA) or any

Originally Posted by GapBoyPCS

Erm...just want to make sure people read the fine print of their credit card agreements and insurance documents to make sure they are actually covered under price protection before they go and charge it. I was gung-ho until I started looking at the Capital One stuff in Canada (Costco MasterCard):

http://www.capitalone.ca/media/doc/c...cards%2Fcostco

Uh uh... that's bad... discover covers electronic items though... damn these policies...

Posted via CB10

Hmmm... well that sucks for MasterCard World...