Passport and Z10 start-ups

I have the latest Software Release10.3.2.2226 on a Passport and 10.3.2.2168 on a Z10. When I start either device, if I do not touch the screen, the start-up "circle" disappears after loading about 80% but if I hold a finger to the screen, the circle closes and loads to 100%. The operartion of the OS "seems" to be more defective when the OS loads only to 80%.

Does loading only to 80% mean that not all the software has loaded?

The initialization process continues several minutes after your PIN is asked (HUB and Account syncs, Android runtime, etc...).