I installed Chase Android app 3.17 from Androiddrawer.com onto a z30 (release 10.2.1.2126). The app during install stated it would require access to contacts and shared files, and others. After install, i went to Application Permissions. The permissions for the Chase app were grayed out - I couldn't change them. So I deleted the app. 2 questions. 1. Why in the world would a mobile banking app require access to Contacts and Shared Files? 2. Is there a way to break, override, the grayed out permissions and then change them for an app?