who has the $7.99 insurance?

[ArickInRealLife]

i have it--- and just found out the differences...


$8 is a lot, but I mean if that gives you a life time warranty AND covers water/physical damage, why not?

then again, in all the 12 or 14 blackberrys i've had i've never not once had any water or physical damage happen.... hmm

thoughts?

[D_March]

I'm in the same boat and have pondered this argument to myself ever since I picked up the 9900 a month ago. I never had the insurance before but I figured it was a good idea. Like you though I have never damaged any of my phones beyond the occasional drop. I know the day I cancel the insurance something catastrophic will happen to my phone.

Posted from my CrackBerry at wapforums.crackberry.com

[Armando175]

I had it when it was $5.99 but when I got a letter from Asurion that they were raising the price to $7.99 a month I cancelled it on all of the three BBs I had on the account. I take care of my phones so I don't really need it. The one I was worried about was my niece but she's been okay without it. It's just a peace of mind when you have it.

[lnichols]

It also covers loss. I was rushed getting off a train in Europe and lost a Blackberry. Got a replacement refurb for $100 deductible. So I guess $100 per year for year for piece of mind. May not be worth it on a Curve that you can get for around $300 to $350, but for a Bold at $500 to $599 it's a little piece of mind.

[c0rinne]

Squaretrade for me. I paid like $30 for my latest.

My most expensive was for my playbook at $106.09, but that's for 3 years and Accidental Damage from Handling (ADH) coverage.

[condemned]

I only get the insurance if I have an expensive phone. If its something cheap I wouldn't bother and would use eBay as a last resort or just hold out with a cheap flip phone until I could afford something just as good or better.

[pamphleteer]

I had it until I realized it was 130.00 deductible for the 9900. Theoretically if your phone breaks 1 year and 1 day after you bought it (bb warranty up) you would have paid 96.00 (8.00 a month) plus the 130.00 deductible = $226 for a refurbished phone. At 2 years its even crazier at @ $322.00.

[Artemis68]

Unless you're very accident-prone AND it's a very expensive phone (Bold versus Curve), I don't actually think it's that worth it. I would just get the extended warranty (that is 1.99/month) and that's all. If you take very good care of your phone, have it in a great case, and aren't apt to leave it somewhere when you're rushing/drunk, then you should be fine.

[Hammer1]

It's the same as any insurance. None of it's worth it till you need it!

[duck383]

got it an would not do without for this $600 (actually $149.00 t-mo loyalty) dollar phone

[dierre]

If I'm not mistaking you can add the 4.79 insurance to any phone even an at&t phone unlocked overseas etc but when you file the claim they swap you to the comperable T-mobile unit.