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# 1
09-28-2009, 12:34 PM
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| |  T-Mobile Cell Phone Insurance
Just wanted to get some opinions about buying insurance since I will be upgrading my phone in November to the 9700 Onyx.
Tell me how you have experienced the insurance for your cell phones.
Does insurance cover lost phones?
Thank you.
__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT! 
I DRINK BECAUSE YOU'RE BORING ME.
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09-28-2009, 01:01 PM
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Yes! The insurance covers any loss or damage to your cell. I personally have had nothing but great responces and customer service with asurion. Last week I lost my 8900. I made my claim online and payed the $130 deductable. 2 days later I had another 8900. IMO having insurance is a necessary. You never know what can happen to your phone!
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Thread Author
# 3
09-28-2009, 03:02 PM
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Quote:
Originally Posted by b4k3d  Yes! The insurance covers any loss or damage to your cell. I personally have had nothing but great responces and customer service with asurion. Last week I lost my 8900. I made my claim online and payed the $130 deductable. 2 days later I had another 8900. IMO having insurance is a necessary. You never know what can happen to your phone!
Posted from my CrackBerry at wapforums.crackberry.com | Thanks for telling me that. I feel like I having been pushing my luck by not having insurance all this time, and being that the Onyx is gonna be so expensive, I better get it this go round.
__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT!
I DRINK BECAUSE YOU'RE BORING ME.
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09-28-2009, 04:37 PM
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Many people buy phone insurance so they can fake "lost phones" and then sell the additional phone(s) to offset the expensive price they paid for the phone in the first place.
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Thread Author
# 5
09-28-2009, 05:42 PM
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Quote:
Originally Posted by Myveggies Many people buy phone insurance so they can fake "lost phones" and then sell the additional phone(s) to offset the expensive price they paid for the phone in the first place. | Doesn't TMo block the IMEI of a lost or stolen phone, so that no one can activate service on it?
The other reason I am interested is because besides getting my upgrade to the Onyx, I am also considering buying a TMo phone for my daughter. It won't be a smartphone, she's not that techie savvy, and she is definitely the type of person who truly loses cell phones.
__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT!
I DRINK BECAUSE YOU'RE BORING ME.
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09-29-2009, 12:58 AM
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Quote:
Originally Posted by TequilaAddict Doesn't TMo block the IMEI of a lost or stolen phone, so that no one can activate service on it?
The other reason I am interested is because besides getting my upgrade to the Onyx, I am also considering buying a TMo phone for my daughter. It won't be a smartphone, she's not that techie savvy, and she is definitely the type of person who truly loses cell phones. | where did you get the idea that t-mob or any phone companies block IMEI's? i know people who are currently using stolen phones with no problems. not saying i condone it, just making a point.
a few months ago i had my whole purse stolen which had my g1 in it. i called t-mob right away to cut off the service, obviously, but i asked a few different reps if they were going to track or block the IMEI and they said no and that there was nothing they can do about it except send me another g1 for 130 dollars because i had insurance.
just wondering where you got that idea from...
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Thread Author
# 7
09-29-2009, 01:04 AM
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Quote:
Originally Posted by MissCaliforniaB where did you get the idea that t-mob or any phone companies block IMEI's? i know people who are currently using stolen phones with no problems. not saying i condone it, just making a point.
a few months ago i had my whole purse stolen which had my g1 in it. i called t-mob right away to cut off the service, obviously, but i asked a few different reps if they were going to track or block the IMEI and they said no and that there was nothing they can do about it except send me another g1 for 130 dollars because i had insurance.
just wondering where you got that idea from... | People post here on CB all the time that they get scammed buying phones from ebay that have blocked IMEIs.
__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT!
I DRINK BECAUSE YOU'RE BORING ME.
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09-29-2009, 02:12 AM
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The PHP Bundle is a no-brainer for a smart phone handset...a $130 deductible beats paying the partial-upgrade price ranging $350 to $450 for a replacement. |
09-29-2009, 07:31 AM
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Quote:
Originally Posted by TequilaAddict People post here on CB all the time that they get scammed buying phones from ebay that have blocked IMEIs. | From what I've read, CDMA carriers like Sprint and Verizon can block IMEIs when you report the phone as stolen. But for whatever reason, GSM carriers are unable to do this.
Sort of sucks but oh well.
I currently have insurance on my 8900 but when I get the Onyx I'm getting rid of it. I'm going to get SquareTrade insurance instead. It's cheaper, lower deducible, and they send you CASH, not a phone. So you can buy another. It covers accidental damage and spills...but not loss or theft. That's the only downside.
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Thread Author
# 10
09-29-2009, 01:10 PM
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Quote:
Originally Posted by Artemis68 From what I've read, CDMA carriers like Sprint and Verizon can block IMEIs when you report the phone as stolen. But for whatever reason, GSM carriers are unable to do this.
Sort of sucks but oh well.
I currently have insurance on my 8900 but when I get the Onyx I'm getting rid of it. I'm going to get SquareTrade insurance instead. It's cheaper, lower deducible, and they send you CASH, not a phone. So you can buy another. It covers accidental damage and spills...but not loss or theft. That's the only downside.
Posted from my CrackBerry at wapforums.crackberry.com | Thanks for mentioning SquareTrade. Someone else told me about it, I think it was my brother... Yeah, sounds like it is a good idea to go that route with ST.
It's also a good insurance for computers, which is the context he told me about it.
__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT!
I DRINK BECAUSE YOU'RE BORING ME.
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Thread Author
# 11
09-29-2009, 01:36 PM
| | | CrackBerry Genius Device(s): 7100t, 8100 Pearl, 8320 Curve, 9100 Pearl, 9780 Bold, PlayBook 32GB Carrier: T-Mobile Pin: does not go with Tequila | | Location: Los Angeles, CA Join Date: Aug 2009 Posts: 4,541 Likes Received: 1071
Thanked 193 Times in 170 Posts
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__________________ ~DENISE~
YES, I DO BELIEVE THAT I AM WORTH IT!
I DRINK BECAUSE YOU'RE BORING ME.
|
09-29-2009, 04:15 PM
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Quote:
Originally Posted by TequilaAddict Thanks for mentioning SquareTrade. Someone else told me about it, I think it was my brother... Yeah, sounds like it is a good idea to go that route with ST.
It's also a good insurance for computers, which is the context he told me about it. | Yeah I have it for a couple of electronics I have...like my voice recorder and such.
I'm not so worried about theft here as I am about accidental damage. And new BBs are always coming out so I'd rather get the cash value of my phone BACk so I can buy a new one if I want...even of a different model!
Plus, you don't have to worry about getting refurbs or bad phones.
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09-29-2009, 11:02 PM
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FYI, assurion just lowered the deductable to $80 dollars for the Tier 3 insurance deductable.
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10-01-2009, 01:49 AM
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I have had to file a claim with Asurion several years ago after my husband's phone fell out of his pocket and hit the floor. They handled the claim swiftly and professionally. My feeling is when you get up into owning the PDA's/BlackBerries insurance is invaluable! Most of us can't afford full price, and take advantage of our full upgrade. Get a device comparable for $100.00 or pay retail. When your locked into a 2 year contract it's really a no brainer.
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10-03-2009, 03:06 AM
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Quote:
Originally Posted by b4k3d Yes! The insurance covers any loss or damage to your cell. I personally have had nothing but great responces and customer service with asurion. Last week I lost my 8900. I made my claim online and payed the $130 deductable. 2 days later I had another 8900. IMO having insurance is a necessary. You never know what can happen to your phone!
Posted from my CrackBerry at wapforums.crackberry.com | Did TMO send you a Refurb 8900 or Brand New in a Box?
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