I lost my BB Saturday afternoon - thought i left it home, turns out it fell out of my pocket on the bus.
called Tmo Sunday evening (from this godawful Tracfone prepaid that i keep as backup) to suspend service. They walk me through filing a claim for a replacement BB. "Good you have insurance," the rep says.
I call Asurion to get a replacement sent. No one told me I'd have to pay $90. Which is better than full retail price but i definitely dont have it to spare.
I check my account to see if there was any usage since i lost it. The person who has it started using it not even 10 minutes after i left it on the bus, and has been - up until today. My best friend texted my number thinking i had already replaced the phone and the person replied back. She then called my number just to make sure and the person just kept saying "this is my phone."

x2
The most recent call on my account is this afternoon to Customer Care. this means Tmo hasnt suspended my service yet, right? if people can still send me texts and the person called out.
Im waiting in the queue for Tmo's customer service IM rep, since i dont have a landline and am out of prepaid minutes. (PS, the line is quite long - i was #74 and almost an hr later, am #18)
on another note, if anyone has a Tmo phone they dont use anymore, ill gladly take it off your hands - it makes me kinda uneasy to not have a way to contact people if there is an emergency, especially since I live alone.