[Jaredius]

This is worth the $7 a month with T-Mobile. I got the WSOD, called customer care, they overnighted a replacement and only charged $5 to my bill. The rep explained that with the insurance, T-Mobile automatically extends your phone's warranty.

Not bad at all...

[blueyestm]

Depends on how many backups i have because once i got the 9900 i cut off the monthly insurance since i have never used it. I have 2 other phones in case this one breaks and it comes with a 1 year warranty automatically.

[raino]

This is worth the $7 a month with T-Mobile. I got the WSOD, called customer care, they overnighted a replacement and only charged $5 to my bill. The rep explained that with the insurance, T-Mobile automatically extends your phone's warranty.

Not bad at all...

When I had my 9780 replaced for the stuttering keyboard issue (within the 1 year of warranty), I was charged $20. I had not purchased insurance though.

[byul]

Never ever had insurance on my phones and everything is still fine.
Woman from the t-mobile shop told me to get it, 7,50 euro's each month. I though was hesitating.
But afterall i didn't took it, well maybe the luck is with me.
I though had some problems but all are solved.
I'm though careful nor clumsy at times so yeah lol.
Though i gotta say insurance is a must!

[big_time2]

You didn't have to pay a deductible?

I haven't had insurance since 2010, which was when I found out that there was a $150 deductible for a bold 9700. Might as well just put $10-15 a month in a savings account and buy a used phone when yours breaks.

[sjefferson21]

The high deductibles on higher end phones make it not worth it unless you lose it in the first 6 months of adding the insurance.

[Pearl9100]

No. I believe you get refurbished phones, which is an absolute deal breaker for me.

[meshell024]

You didn't have to pay a deductible?

I haven't had insurance since 2010, which was when I found out that there was a $150 deductible for a bold 9700. Might as well just put $10-15 a month in a savings account and buy a used phone when yours breaks.

that is only if the damage is not covered I.e broken screen or water damage.

[meshell024]

No. I believe you get refurbished phones, which is an absolute deal breaker for me.

if you go on the chat online and request a new phone they will send a new one my last bold was sent to me brand new and i even for the battery door that is how you know if the phone is new or not, if you make a stink they will just send you a new one i have had about 12 new blackberries with t-mobile in total that includes the like 5 bolds and many 8320's i have had over the years.

[papped]

If it was software/hardware failure, you would have been under the 1 year manufacturer warranty anyways.

[93Aero]

7.99 a month for me to insure a curve 9360, through tmobile plus a 90$ deductible. I hate paying it knowing the day I cancel the insurance is the day it breaks or is lost..
Didn't know about the 90$ deductible till I just happen to be reading through the pamphlet one day.

[wbkm85]

you can do the $5 warranty thing w just the $3.99 warranty part of the PHP, not the full bundle for $7.99

[wbkm85]

If it was software/hardware failure, you would have been under the 1 year manufacturer warranty anyways.

and you'd pay $20 for the shipping and it'd be 3-5 business days and 19.99 for overnight priority shipping w ups too

[flash24]

I've never paid a single penny for deductible with Verizon. Unless there is a water damage or a broken screen then you shouldn't have to pay anything.