Stolen credit card

**skuba2** · 04-11-2012, 06:23 AM

I just got a call from American Express asking me about charges on my account. One is from newegg.com which I have never been to let alone heard about.

Only 3 unusual places I purchased from---Zinio, Playbook video store, and my daughter's new college book store. Ugh! I do love American Express though they caught it on I think the first fraudulent charge and is overnighting me a new card. Next step is to scan all of my home computers just in case.

Anybody else have this experience? I am so tired of people trying to get something for nothing.

I put this under apps because it may have been thru an app that my card was compromised.

**jtokarchuk** · 04-11-2012, 07:01 AM

When, in an app, would you have been entering your Credit Card information? Your payment info is saved within your BBID and their API is supposed to be used for any purchases.

More likely what happened was a company that you bought something from got broken into, and your credit card number got taken. It's happened to me before.

Use paypal.

**Sith_Apprentice** · 04-11-2012, 07:01 AM

I have not heard of either Zinio or the Playbook video store having any issues (and I use both). You would think a college book store would also be secure enough to purchase from. It could be something innocuous like a restaurant or the like as well, it is unfortunate that people will try to take from you. I hope you can get it sorted out.

PS. You have never heard of Newegg? Newegg.com - Computer Parts, Laptops, Electronics, HDTVs, Digital Cameras and More! great deals of computers/parts/electronics

**mhinc** · 04-11-2012, 07:06 AM

newegg is pretty popular, there is even a newegg playbook app

Sorry about your issuse. Have you used it at a Gas Station lately? I find that a lot of no name gas stations have an attendant who is hired, stays for a week and while there usually working night shift, collects cards, pins etc.. and then quits, after getting what they want. They usually make fake cards with your and many others info, use about 500 bucks and then move on.
Only thing is, they should be able to nail the person that used your card as they have to ship newegg stuff somewhere?

**sjc1963** · 04-11-2012, 07:25 AM

Originally Posted by jtokarchuk

When, in an app, would you have been entering your Credit Card information? Your payment info is saved within your BBID and their API is supposed to be used for any purchases.

More likely what happened was a company that you bought something from got broken into, and your credit card number got taken. It's happened to me before.

Use paypal.

Paypal is even less secure. Believe me I know. You don't even have to use it for someone to steal from it. They can go directly through Paypal itself.

**OttawaGabe** · 04-11-2012, 07:33 AM

15000 accounts including SSNs were stolen when a CC processor was compromised about 2-4 months ago. Up to 1.5 million CC numbers may have be stolen as well.

**sjc1963** · 04-11-2012, 07:35 AM

Originally Posted by mhinc

newegg is pretty popular, there is even a newegg playbook app

Sorry about your issuse. Have you used it at a Gas Station lately? I find that a lot of no name gas stations have an attendant who is hired, stays for a week and while there usually working night shift, collects cards, pins etc.. and then quits, after getting what they want. They usually make fake cards with your and many others info, use about 500 bucks and then move on.
Only thing is, they should be able to nail the person that used your card as they have to ship newegg stuff somewhere?

I love Newegg.ca. I've bought lots of stuff and they're fast on delivery. I just ordered a 10' HDMI cable from them for my Playbook. It has the standard sized connector and a mini one. It'll replace the 5' one.

**Boight** · 04-11-2012, 07:52 AM

For what it's worth...
I keep one CC with a small limit of 500 bucks just for internet purchases. It has a low interest rate and I keep it near the max limit all the time. Anyone trying to use it for purchases will find them refused as they will exceed it's limit. When I want something I free up some room and then max it again. Costs me about 4 bucks a month in interest which is reasonable for the peace of mind it affords.

**jtokarchuk** · 04-11-2012, 08:50 AM

That's also an excellent way to build up credit.

F2 · 04-11-2012, 10:09 AM

Originally Posted by Boight

For what it's worth...
I keep one CC with a small limit of 500 bucks just for internet purchases. It has a low interest rate and I keep it near the max limit all the time. Anyone trying to use it for purchases will find them refused as they will exceed it's limit. When I want something I free up some room and then max it again. Costs me about 4 bucks a month in interest which is reasonable for the peace of mind it affords.

I like this idea. I will have to check with a few banks and see if I can do that.

**ignites** · 04-11-2012, 10:39 AM

Originally Posted by jtokarchuk

That's also an excellent way to build up credit.

wouldnt the best way to build credit being to pay off your credit completely every month?

**westcoaststyle** · 04-11-2012, 10:47 AM

On the bright side out of all this, you have now learned about newegg.com

That should be your first place to go to if you ever need anything computer-related.

**nazreil25** · 04-11-2012, 11:42 AM

Serious security flaw on using NFC enabled phone to electronically pickpocket and exposed your Credit/Debit card details.

**cbvinh** · 04-11-2012, 01:20 PM

Originally Posted by ignites

wouldnt the best way to build credit being to pay off your credit completely every month?

I think it's use the card often and pay it off monthly.

I've read that maxing out a credit card or keeping it with a high balance will ding your credit. For example, $400 on a $500 limit credit card will ding your credit whereas $400 on a $8000 limit credit card will help you.

**Denus** · 04-11-2012, 01:23 PM

I had this issue once with iTunes.
This happens because I did chose the option "Remember password" which is not a good idea.

**Chrisy** · 04-11-2012, 02:00 PM

My credit card number was stolen at a gas pump. It was actually my bank card # and was a big mess that took months to straighten up.

Are you sure it was from using it online?

**bighap** · 04-11-2012, 02:14 PM

Originally Posted by Boight

For what it's worth...
I keep one CC with a small limit of 500 bucks just for internet purchases. It has a low interest rate and I keep it near the max limit all the time. Anyone trying to use it for purchases will find them refused as they will exceed it's limit. When I want something I free up some room and then max it again. Costs me about 4 bucks a month in interest which is reasonable for the peace of mind it affords.

Originally Posted by F2

I like this idea. I will have to check with a few banks and see if I can do that.

Originally Posted by cbvinh

I think it's use the card often and pay it off monthly.

I've read that maxing out a credit card or keeping it with a high balance will ding your credit. For example, $400 on a $500 limit credit card will ding your credit whereas $400 on a $8000 limit credit card will help you.

Ding ding ding. Keeping a card near it's limit is terrible for your credit. A card with a low limit is great for online purchases, but try to keep it at 1/3 of its limit or less.

**skuba2** · 04-11-2012, 05:28 PM

Unfortunately we have been through this before. Once I lost the physical card, once my husband's card was ghosted and now this. My charges are all pretty much to the same places. Same gas, groceries, etc. Boring house stuff I charge to build up miles for concert tickets. Only ones out of normal lately for this card has been the things mentioned. Luckily, newegg didn't lose out. American Express figured it out very quickly. Quite impressed.

Ironic thing is I just called American Express yesterday to let hem know we were heading out of the country on vacation. Hence the reason I was buying videos and magazines to bring with me.

Oh well. I may look into a prepaid card or another one with a small limit.

**nightspark** · 04-12-2012, 02:09 AM

Amex has a prepaid debt card. I use that for all my online purchases.

**Brucewl** · 04-12-2012, 04:40 AM

Never happened, but I will pay more attention to such issue!

**Boight** · 04-12-2012, 07:58 AM

Originally Posted by bighap

Ding ding ding. Keeping a card near it's limit is terrible for your credit. A card with a low limit is great for online purchases, but try to keep it at 1/3 of its limit or less.

Orderly payment of debt. i.e. make minimum payments, keeps the bank happy.

No point in having it at 1/3 of it's limit in my situation as that's a LOT of room to exploit and serves no purpose.

Anyhow I'm sure most of us already have good credit and it's not really the point. Security of your money in online transactions is the issue.

**thatplaybookguy** · 04-12-2012, 10:18 AM

new android malware can take over your phone remotely and get yur details without you knowing it.

**ratz** · 04-12-2012, 02:31 PM

Got that same call from Am Ex - today. Some rather large charge to an Austrialian co.
Gotta love AmEx!
Didnt charge at any of the places the OP mentioned - must be that theft of a few months ago one poster mentioned - maybe the crooks were working em from AtoZ and are just getting to some of us...although I did download the Zinio app yesterday, interesting