I sat at the service center like it was the ER room at a busy hospital waiting for some word of the outcome... it didn't make it. I did however get the all inclusive insurance and got a brand new sparkling Blackberry for me to start abusing.
I have my Curve synched with 3 different computers - my work PC, a home PC, and my laptop. I synch with each at least every few days, so, if I loose or bust my BB, I've got all my info ready to go onto the new one!
It'd be tough if my phone was stolen or misplaced. I've come to rely on it for email and calendar stuff almost the instant I purchased it. I probably don't back it up frequently enough, but I do make a point to back it up when I start adding or removing apps.
My 1st 8320 fried on me. Luckily I had a backup that wasn't too old. Amazing what is stored in them. If you had handed it to me without telling me it was a new phone, I wouldn't have noticed the difference. Even the pictures on the phone which I thought were lost were back on.
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